“The struggle to create housing that is affordable for people across the entire spectrum of income will be the defining civic issue for this generation of leaders in the Hudson Valley,” Pattern CEO Adam Bosch said.
Data shows that from 1996-2021, the Hudson Valley region lost a net total of 146,763 people to out migration, which calculates out to 5% of the Hudson Valley’s population.
Elected officials, seeking to appease vocal constituents, frequently uphold restrictive zoning laws that favor single-family residences over more diverse housing options.
Orange Bank & Trust Company recently reported the promotion of Michael Listner to Chief Risk Officer. A key advisor to bank executives overseeing credit analytics and lending, Listner will lead the organization’s enterprise risk management strategy and support its future growth.
“Powerful risk management is integral to the banking industry, and we have been fortunate to have Michael’s leadership and expertise over the past five years,” said Michael Gilfeather, Orange Bank & Trust Company President & CEO. “As we continue to grow by working with clients of all sizes and sectors that are driving our economy—from real estate owners and developers, law firms, investors, healthcare providers, and small businesses, we’re thrilled to elevate Michael into this new role. Michael’s vast risk management knowledge and multi-faceted experience has been fundamental to our success, developing and implementing the strategies that continue to establish us as one of New York’s leading business banks and wealth managers.”
With this new role, Listner assumes responsibility for risk management across the Bank, including credit and risk assessment, the development and implementation of risk management strategy, and oversight of risk management systems for all business segments and operational units.
Listner joined Orange Bank in 2018 as First Vice President – Senior Credit Officer responsible for credit administration, including managing and directing the bank’s loan portfolio and supervision of all credit-related matters. In 2020, he was promoted to Senior Vice President – Chief Credit Officer, where his extensive experience in credit analysis helped the bank execute its strategy of better accommodating the credit needs of regional businesses. Listner has a Master of Business Administration from NYU Stern School of Business and a BS in Finance and Economics from Villanova University.
Today, she is affiliated with Coldwell Banker in Katonah as an Associate Broker and is an Independent Certified Coach.
The Anne Freyvogel Hanna Legacy Award is named after Anne F. Hanna, who co-founded Howard Hanna Real Estate Services with Howard Hanna Jr. in 1957.
Real estate coach Brian Buffini provided practical advice on how agents can thrive in challenging conditions and use change as a lever for growth, drawing on his extensive experience in training over three million professionals in 37 countries.
Swarthout is one of 111 leaders across the United States, and the third in New York State, who have devoted their careers to the land title industry and earned their designation.
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